Work 'n Wheels

The Work-n-Wheels auto loan program is designed to help income eligible families and individuals with assistance in obtaining an affordable and dependable vehicle. If you have poor credit or no credit, have been denied financing by your Bank or Credit Union this program may be an option for you.

0% Interest Auto Loans

  • These loans are available to income qualifying families and individuals.

  • There is a 5% program loan administration fee, paid by the borrower, at the time of purchase.

  • The buyer is responsible for a portion of the tax, title and registration fees.

  • The buyer must provide proof of full coverage insurance.

  • Monthly payments are required.

Program Information

  • Auto loans are provided at an interest rate of 0%.

  • All applicants must be employed for a minimum of 30 days before applying.

  • Applicants are required to complete financial education classes.

  • Agents prior to loan closing.

  • On average, a customer's out of pocket costs on a $4,000.00 loan are $568.40 and include:

    • 5% admin fee $200.00.

    • Customer portion of the tax, title & registration fees $368.40.

  • On average, a customer's monthly installment payments based on a $4,000.00 loan for 25 months are $137.26.



  • Applicants must have an income at or below 150% of the federal poverty level. Click here for guidelines.

  • Applicants must be employed and the vehicle must be used to travel for work.

  • Applicants must have a valid Wisconsin Drivers License.

  • Applicants must reside in (live in) Waukesha, Ozaukee, or Washington Counties.


We Are Now Accepting Inquiries

Complete the form below to get started. A representative will contact you.

work 'n wheels


Kathy Wolfe

Hours of operation

Monday - Friday       8:00 AM to 4:30 PM

Saturday - Sunday    Closed

Copyright © 2019 Forward Careers, Inc.

Forward Careers, Inc. is an Equal Opportunity Employer and Service Provider. If you have a disability and need information in an alternative format, including language assistance or translation, and/or need assistance with this information, please contact us at (262) 695-7880 or call through Wisconsin Relay Service 711.

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